Bill James
Mortgage Loan Originator
About
Are you in the market for a mortgage loan originator with over 20 years of experience? Then, look no further! I’m dedicated to guiding clients through their mortgage journey, and I aim to make your dream home a reality.
With a career starting in 1999, clients can feel confident in knowing that I go above and beyond to ensure they receive accurate information and understand the loan process.
Ever wondered how it feels to work with someone who genuinely cares about your home-buying journey? Well, wonder no more! I prioritize education, ensuring clients are well-informed about mortgage products and the process.
Furthermore, my commitment to excellence ensures a streamlined and stress-free mortgage experience for every client.
I provide prompt responses and updates, keeping clients informed throughout the entire mortgage process. Your satisfaction is my priority!
As a long-time Charlotte resident, I take pride in helping others join our vibrant community.
In my downtime, I cherish moments with my girlfriend, Dawn, and our beloved bulldog, Ginger. Additionally, my hobbies include golf, workouts, and cooking, and I’m a passionate fan of Panthers, Raiders, and Hornets.
Beyond mortgages, I aim to connect with clients on a personal level, fostering trust and understanding.
In the market for a mortgage? Take a look at my experience.com profile to see my reviews as a mortgage loan originator and additional information!
Also, take a look at our homepage to learn more about Silverton and our loan programs.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Community Lending
As part of Silverton Mortgage’s commitment to give back to our communities, we are proud to offer down payment assistance and flexible mortgage programs through our Community Lending division.
HomeReady® Mortgage
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.
What My Clients Say
